Posted by Betsy Graziano on 5/22/2017

One of the biggest hurdles in becoming a homeowner is that of saving for a down payment. In todayís world, itís hard for anyone to save sizable amounts of money due to the extreme cost of living in most areas. With less income and higher expenses, many people have less of an opportunity to save money.


Saving Isnít Impossible


Many homebuyers are first-time homebuyers. While many simply dream of owning a home, others work to make it happen. Saving money is a goal. Once you save the money, you have made a real accomplishment. Youíll have a huge reward waiting for you once you reach your goal. How can you save effectively? Thereís a few simple steps that will allow you to start saving for a down payment on a home. Remember that no matter how slow you go, every step is one step closer to hitting your goals. 


Get A Savings Account


Preferably, the savings account that you open should be dedicated to your house expenses. Most of the time, your bank will allow you to set up automatic transfers from your checking account. See how much you can afford to save and set up these transfers. Each time you get a paycheck from work, have a certain amount put right into the savings account. Youíll be saving without even thinking about it.


Be Budget Friendly


Budgeting sounds complicated, but really, itís quite simple. First, put your monthly gross income on a spreadsheet. Then subtract things like taxes and fees that come out of your paycheck. Next, subtract all of your necessary monthly costs. These can include student loan debt, car loans, rent, and how much money you spend on food and entertainment. There's so many little things that we spend our money on everyday, you may be surprised to see how much youíre spending and what youíre spending it on. Some categories are important and others are not.       


See Where You Can Cut Costs


After you have made a concrete budget, see where you can cut some costs. If you need to cut out going to dinner and the movies, then do that. Thereís bound to be something that you can cut out of your budget thatís not a necessity that can help you to save some cash. The sacrifice will be worth it in the end!       


Indulge For Your House


Every time that you get a small bonus, a gift, or a tax refund, put it away. It can be tempting to want to go buy a brand new TV or spend your money on entertainment, but saving that money for your house fund will be a lot more rewarding. 

The bottom line is that it wonít be a huge task saving your money for a down payment once you put your mind to it. Happy saving!





Posted by Betsy Graziano on 5/19/2017

Enhanced by its natural surroundings this meticulous Cape offers privacy within one of Mendon's most sought after neighborhoods. This home has an open floor plan with most of the rooms w/ hardwood flooring on the 1st floor. This matchless home features: a cabinet packed kitchen w/ granite counters, pantry closet, SS apps, L shaped counter opens to the family room & large eating area and a large mudroom off the garage w/ custom shelving. There is a large 1st floor master with ensuite bathroom as well as 2 generous 2nd floor bedrooms. The finished lower level is light filled & has incredible custom built shelving & storage. There is expansion potential over the garage. Come & sit on the quiet farmer's porch or grill on your large deck overlooking over an acre of flowering shrubs, ornamental trees and a lush irrigated lawn. First showings at the O/H Sun. 5/21, 12-3 PM.

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Posted by Betsy Graziano on 5/18/2017


13 Bicknell, Mendon, MA 01756

Single-Family

$465,000
Price

6
Rooms
3
Beds
2/1
Full/Half Baths
Enhanced by its natural surroundings this meticulous Cape offers privacy within one of Mendon's most sought after neighborhoods. This home has an open floor plan with most of the rooms w/ hardwood flooring on the 1st floor. This matchless home features: a cabinet packed kitchen w/ granite counters, pantry closet, SS apps, L shaped counter opens to the family room & large eating area and a large mudroom off the garage w/ custom shelving. There is a large 1st floor master with ensuite bathroom as well as 2 generous 2nd floor bedrooms. The finished lower level is light filled & has incredible custom built shelving & storage. There is expansion potential over the garage. Come & sit on the quiet farmer's porch or grill on your large deck overlooking over an acre of flowering shrubs, ornamental trees and a lush irrigated lawn. First showings at the O/H Sun. 5/21, 12-3 PM.
Open House
Sunday
May 21 at 12:00 PM to 3:00 PM
Cannot make the Open Houses?
Location: 13 Bicknell, Mendon, MA 01756    Get Directions

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Categories: Open House  


Posted by Betsy Graziano on 5/18/2017


13 Bicknell, Mendon, MA 01756

Single-Family

$465,000
Price

6
Rooms
3
Beds
2/1
Full/Half Baths
Enhanced by its natural surroundings this meticulous Cape offers privacy within one of Mendon's most sought after neighborhoods. This home has an open floor plan with most of the rooms w/ hardwood flooring on the 1st floor. This matchless home features: a cabinet packed kitchen w/ granite counters, pantry closet, SS apps, L shaped counter opens to the family room & large eating area and a large mudroom off the garage w/ custom shelving. There is a large 1st floor master with ensuite bathroom as well as 2 generous 2nd floor bedrooms. The finished lower level is light filled & has incredible custom built shelving & storage. There is expansion potential over the garage. Come & sit on the quiet farmer's porch or grill on your large deck overlooking over an acre of flowering shrubs, ornamental trees and a lush irrigated lawn. First showings at the O/H Sun. 5/21, 12-3 PM.
Open House
No scheduled Open Houses

Similar Properties





Categories: New Homes  


Posted by Betsy Graziano on 5/15/2017

Whether you are in the hunt for a starter home, seeking temporary housing or looking for a place to create lifelong memories, a townhouse could be a smart option. One of the biggest takeaways associated with buying a townhouse is the amount of maintenance and care that the home requires.

Homeownership with less hassle

Townhouses generally donít require as much upkeep as a single home. Smaller front and backyards and homeowners associations reduce the work required to maintain a townhouse. Move into a townhouse that includes roofing and lawn care in its fees and you could save time and money over the long term.

Some townhouses are located in neighborhoods that have community swimming pools.These community facilities should also be maintained by the HOA. This gives you access to a swimming pool without your having to pay to install an in ground pool or without you having to shell out extra money on a single home that has a pool in the back yard.

Treasure trove of benefits

Location, size, affordability and more opportunities to socialize are other advantages living in a townhouse can bring. Townhouses are often located in urban areas that are within walking distance of stores and businesses. Because of their location, you wonít have a boring social life. In addition to being centrally located, itís not uncommon to find townhouses on public transportation routes.

Despite whatyou might think, a townhouse isnít much smaller than a single home. In fact,some townhouses are so large that you wonít ever feel as if youíre sharing awall with a neighbor. Just make sure that you research the neighborhood beforeyou buy a townhouse. Itís better to know that the neighbors are conscientiousbefore you move in than to later find out that you just moved next to a noisy rockband.

On the upside, if you and your neighbors get to know each other, you could easily develop a lifelong friendship. Your neighbors may also look out for your home when youíre out of town.

Because they are attached units, prices on townhouses can be lower than what you may find on single homes in your area. As with any other house, conduct a thorough inspection on each townhouse youíre thinking about buying. Work to build up your credit, if necessary, so that you can get the lowest fixed interest rates on your mortgage.

Townhouses are located throughout much of the United States. If you live on the East Coast, you may hear townhouses referred to as row houses, as East Coast townhouses can be joined for an entire block. In other regions of the country, townhouses only connect two homes. The townhouses in places like New York and Boston are elegant. They are large enough to easily accommodate a family of five.

To gain more privacy, consider installing a fence around your front and back yards. Your front porch should be large enough to hang potted flowers and plants on. You should also have enough front porch room to place a porch swing and a chair on. Another plus, is a side driveway.




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