Posted by Betsy Graziano on 3/5/2018

There are countless reasons a homeowner might want to sell their home and buy another. Some want to move for a change of scenery or to relocate for work. Others are parents with a recently empty nest who want to downsize to something more affordable that meets their needs.

The good news for second time homebuyers is that you already have an idea of what to expect when buying a home. The research, paperwork, disappointments, and delays that come with buying a home can all be prepared for. However, if you have the burden of selling your old home, finding a temporary place to live, and then moving into a new one, your responsibilities can be doubled or tripled.

In this guide, we’ll go over how to prepare for selling your old home and moving into the new one. We’ll cover some common mistakes and offer some advice to keep you sane throughout this daunting (but exciting!) process.

Buying or selling first

For most homeowners, selling first makes the most sense financially. Holding onto a second house often means having to make two mortgage payments at once. Similarly, selling first will give you a much clearer idea of your budget for your new home.

Depending on market conditions, your home may or may not sell for as much as you were hoping. It’s important to keep this in mind before signing onto a new mortgage.

Moving logistics

Once you sell your home, you’ll have to work out living and storage arrangements until you are ready to move into your new home. It may seem easy at first--just rent for a couple months until your move-in date, right? It isn’t always that simple, however, as deals can sometimes fall through and you can find yourself with a move-out date from your own home without having finalized a deal on your new home. Because of this, many homeowners elect to may their current mortgage for an extra month or two until they can move in to their new home. 

Research your options for short-term living and storage in your area. See if you can work with moving companies who will give you a discount for helping you move twice; once to the storage facility and again to your new home.

One way around this is to time your move out and move-in dates so that you don’t have to worry about storage. Some homebuyers will even move into the new home before officially closing on the home (i.e., take possession before closing). While this may be convenient, it can also be dangerous for the buyer and the seller.

Plan meticulously

One of the best piece of advice we can give is to stick to your schedule and keep good records during your buying and selling processes. Make sure whoever buys your home is aware of your plans for moving out and that anything that could delay those plans (inspection issues, moving logistics) are taken care of.  

Keeping track of all this information can be difficult, so don’t be afraid to keep a daily list or planner of the things you need to take care of, and never be afraid to reach out to your real estate agent who will often be able to advise you on the best way to make your move as smooth a process as possible.





Posted by Betsy Graziano on 12/5/2016

Tiny houses are all the rage. There are even multiple shows on HGTV based solely on tiny houses. So why is there so much hype around this type of home? And is it just a fad or are tiny homes here to stay? A tiny house is somewhere between 100 and 400 square feet. Some tiny homes have a loft bedroom while some keep it on the main floor. For added living space, some tiny homes have an outdoor shower and toilet. They also contain a small kitchen and living room area. There is very minimal storage in tiny homes (obviously). Tiny houses are on wheels so you can travel with your home or buy/rent a plot of land to keep it on. Let’s take a look at why tiny homes are so popular. Simplistic life: As detailed above, tiny homes are, as the name suggests, tiny. And with that comes a simplistic life. You cannot have bounds of ‘things’ as there is just not enough storage. Therefore, tiny homes bring you back to the basics, just the necessities. This is often an important reason why many are transitioning to tiny homes. So many live too large with too much stuff and at some point it just becomes too much. More money for experiences: There are countless people living paycheck to paycheck and a large majority of that has to do with their mortgage. Even the smallest homes can cost between $100,000 to $150,000, but many tiny homes range between $35,000 and $75,000. Purchasing a tiny home will leave you with a smaller mortgage and therefore more disposable income to spend on life experiences or even saving for retirement. Who doesn’t want to travel to world rather than sitting in your home for the rest of your life because all of your money went to paying for it? More free time: With a drastically smaller space than normal homes that leaves you with less cleaning and maintenance. Therefore, leaving you with more time in life to do other things. Also, since you have a much smaller mortgage you may not need to work that 60-hour corporate job anymore. You can take a much less demanding job or career, working fewer hours and making less money, but having the additional time to really experience life. So what do you think? Do you think you could see yourself living in a tiny home?




Tags: Buying a home   home   tiny houses  
Categories: Uncategorized  


Posted by Betsy Graziano on 10/17/2016

Having lived in several tiny apartments, I know firsthand the struggle of having a cluttered bedroom. The bedroom is the room of your home you'll probably spend the most time in. You sleep there, get dressed there, and it's where you go to unwind before bed. It also houses some large furniture items: your bed, your clothing storage, and maybe even a desk or television. However, there are ways to declutter your bedroom to make it feel more minimal, open, and spacious. In this article, we'll go over some of the ways you can arrange, paint, and decorate your bedroom to create space and build a more open and comfortable environment.

1. Colors are important

Interior decorators will tell you all about the need for light colors to make a room feel spacious. We naturally associate darkness with closed spaces--a shady patch of wood, a dark cave--whereas bright spaces tend to be much more spacious--a sprawling field or open body of water. To emulate this openness indoors, decorate your home like you would find in a field. Keep the darker colors lower to the ground like the dirt and grass in a field, and the lighter colors up higher on the walls and ceiling, like the sky above.

2. Mirrors make a difference

Most people know about the mirror trick to adding space in a room. However, the location and size of the mirror also matter. One tiny mirror in the corner of a room won't make much of a difference. However, grouping mirrors together, especially vertically from floor to ceiling, will make the bed room appear much larger, plus you'll be able to use the mirrors while getting dressed in the morning.

3. Use storage furniture

A bed frame, desk, or ottoman with storage space will allow you to keep objects out of sight and help declutter the room. For best results, use furniture items that are light in color or paint them a slightly different shade of the color of your walls.

4. Modular furniture

Modular furniture is minimal and can be built to fit your needs. With modular furniture you won't ever have more drawers in your dresser than you need. If you want a desk in your bedroom, you can buy a fold-up wall mounted desk that helps clear up room when not in use.

5. Store inside, not on top

Bedrooms tend to accumulate a lot of clutter. Before I got rid of my bedside table it was usually covered with any range of items--keys, water bottle, opened mail, pens, etc. However, now that I store everything in a bedroom drawer, I don't have to worry about those items being visible and making the room feel cluttered.

6. Ditch the big bed

Mattresses and bed frames have come a long way in recent years when it comes to minimalism. Since your bed is probably the largest item in your bedroom, it is the most important item to change if you really want to make the room more spacious. The obvious solution is to buy a smaller sized bed. However, if that isn't an option there are also many slim mattresses and bed frames with a sleek, minimalist look.